Medicare Guidance Made Simple

 Choosing Medicare coverage is an important decision, and understanding your options is key to making confident choices.

At Hatten Health and Life, LLC, we provide personalized Medicare education and guidance to help beneficiaries understand available options in their area. We take the time to explain Medicare in plain language, review plan features, and discuss how coverage may align with your doctors, prescriptions, and budget.

As a licensed local Medicare agent, our role is to support you with education and clarity — whether you are enrolling for the first time, reviewing coverage during an enrollment period, or seeking answers after enrollment. You are never just a policy number here.

We believe Medicare decisions should be made with transparency, understanding, and support — not confusion or pressure.

We assist individuals who are:

• New to Medicare 
• Approaching Medicare eligibility 
• Reviewing coverage during Annual Enrollment 
• Experiencing life changes that may affect coverage 
• Seeking help understanding plan options and benefits

 We take the time to explain Medicare in plain language and walk through available options based on what matters most to you — including doctors, prescriptions, coverage preferences, and budget.

Our role is educational and supportive. We help you understand:

• How Medicare works 
• What options may be available in your area 
• How different plans compare 
• What questions to ask before making decisions
   

You are never just a policy number here.

 Medicare is made up of different parts, each designed to cover specific healthcare needs:

• Original Medicare (Part A & Part B)
  Hospital and medical coverage provided by the federal government.
   
• Medicare Advantage (Part C)
  Offered by private insurance companies and may include hospital, medical, and prescription coverage.
   
• Prescription Drug Plans (Part D)
  Helps cover the cost of prescription medications.
   
• Medicare Supplement (Medigap)
  Helps cover certain out-of-pocket costs not paid by Original Medicare.

 Enrollment Periods  

 Medicare enrollment opportunities depend on timing and individual circumstances.

Common enrollment periods include:

• Initial Enrollment Period (IEP) 
• Annual Enrollment Period (AEP) 
• Special Enrollment Periods (SEPs)
   

Eligibility and timing vary. We can help explain when and how changes may be available based on your situation. 

Coverage options, benefits, and availability vary by plan and location.